Phinanse Capital works with any business types, including restaurants & bars, auto repair shops, retailers, beauty salons & spas, coffee shops, fitness clubs, food stores. health services, information technologies, manufacturing products, construction, car dealers and fashion products to name a few.

Phinanse Capital provides funding ranging from $10,000 - $500,000. We lend 15% of your annual income.

Phinanse Capital funding can be used for any general business need. For example, if you are looking for financing for purchase of inventory or equipment, renovations, marketing campaigns or expanding to additional locations. Also bill payment, debt, rent, staffing, govt tax payment or any other issues needed to be resolved. We are committed to help you to get your cash flow. We also fund for Start Up project.

- Does not have to be Canadian based - Min. 6 months in operation - Income per month minimum $7000 in bank account - Max 4 NSF ( bounce check) - 6 Months of bank statement - Credit 550 + - Bankrupt after 5 + 3 years - Loan over $80k, we need financial statement